Exclusion of liability

The author assumes no liability for the information being correct, accurate, up-to-date, reliable and complete.

In no event will the author be liable for any loss or damage of a material or non-material nature arising from access to, use or non-use of the published information, or from misuse of the connection or technical faults.

All offers are non-binding. The author expressly reserves the right, without separate notice, to change, supplement or delete parts of the pages or the entire offering or to temporarily suspend or permanently cease publication.

Liability for links

References and links to third-party websites are outside our area of responsibility. No liability of any kind is assumed for such websites. Users access and use such websites at their own risk.


Copyright and any other rights relating to content, images, photos or any other files on the website are the exclusive property of the company BN AG or expressly mentioned rights owners. No element may be reproduced without the prior written consent of the copyright holders.

Privacy policy for the use of Google Analytics

This website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses cookies, which are text files placed on your computer that enable an analysis of your use of the website. The information generated by the cookies about your use of this website is usually sent to and stored on a Google server located in the United States. However, if IP anonymisation is activated on this website, your IP address will be shortened beforehand by Google from within Member States of the European Union or other parties to the Agreement on the European Economic Area.

Only in exceptional cases will the full IP address be sent to a Google server in the United States and shortened there. Google will use this information to evaluate your use of the website in order to compile reports on website activity for the website operator and to provide other services relating to the use of this website and the Internet. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google will not associate the IP address sent by your browser for the purposes of Google Analytics with any other data.

You may prevent the installation of cookies by selecting the appropriate settings on your browser. However, please note that if you do so you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.